Henkilökohtainen rahoittaa muutamia termejä ovat yhtä tärkeitä tai käyttäämahdollisimman usein, "riski." Kuitenkin muutamia ehtoja kuin epätäsmällisestimääritellään. Yleensä kun Sijoitusneuvonta tai tiedotusvälineiden puhua sijoitusriskin,…

Sectie 529 plannen krachtige college besparingen instrumenten kunnen zijn, maar je moet begrijpen hoe uw plan werkt voordat u van het profiteren kunt. Dit betekent onder andere dingen, zich vertrouwd te maken met de finesses van bijdragen …

You may have heard that IRAs and employer-sponsored plans (e.g., 401(k)s) are the best ways to invest for retirement. That's true for many people, but what if you've maxed out your contributions to those accounts and want to save more? An …

If you've finished college within the last few years, chances are you're paying off your student loans. What happens with your student loans now that they've entered repayment status will have a significant impact--positive or negative--on…

IT'S A FACT: People today are living longer. Although that's good news, the odds of requiring some sort of long-term care increase as you get older. And as the costs of home care, nursing homes, and assisted living escalate, you probably w…

You're beginning to accumulate substantial wealth, but you worry about protecting it from future potential creditors. Whether your concern is for your personal assets or your business, various tools exist to keep your property safe from ta…

Saving for retirement and a child's education at the same time You want to retire comfortably when the time comes. You also want to help your child go to college. So how do you juggle the two? The truth is, saving for your retirement and y…

Taking advantage of employer-sponsored retirement plans Employer-sponsored qualified retirement plans such as 401(k)s are some of the most powerful retirement savings tools available. If your employer offers such a plan and you're not part…

I år har redan sett en hel del uppmärksamhet som ägnas kinesiska data, som redan har orsakat betydande volatilitet på finansmarknaderna. Detta intresse i Kina kan vara proportion till den faktiska betydelsen av den kinesiska ekonomin. Det …

I Presidentsviten Hong Kong Hotell startar Yuan Yafei sin morgonen med ett glas varmt grönt te, ett paket cigaretter och en lång, tjock kubanska cigarr. "Vill du?" den kinesiska tycoon frågar, bryta sig in i svenska att erbjuda en cigarr i…

Med den senaste nyheten att Indien har bara gått Japan för att bli världens tredje största ekonomi köpkraftsparitet, ansikten Kina nu ökande trycket att både hålla fast sin utländska Direktinvesteringar prestanda, BNP-tillväxten och dess t…

Abney Associates Team A financial advisory practice of Ameriprise Financial Services, Inc. At a time when your career is reaching a peak and you are looking ahead to your own retirement, you may find yourself in the position of having to h…

President Barack Obama wasn’t the only person to lend his backing to Japan last week, after he arrived in the country on the first leg of his Asia tour to show support over a land dispute with China. Despite widespread cynicism over the ab…

After failing to rebound earlier today, The yen crosses seem to be gathering downside momentum before the week closes. Risk aversion is a factor in driving the Japanese yen higher. European indices are generally lower, in particular, with …

A financial advisory practice of Ameriprise Financial Services, Inc. (Reuters) - Japanese life insurers, which have combined assets of more than 180 trillion yen ($1.84 trillion) under management, are planning to shift some of their funds …

Stocks in Tokyo came under pressure on Monday after negative cues from Wall Street while investors turned cautious as the earnings season kicks off. The benchmark Nikkei 225 fell 141 points or 0.98% at 14,288 while the broader Topic closed…

At the beginning of the year, there were three potential areas of asset allocation that very few global portfolio managers wanted to consider seriously. As I travelled around the United States and elsewhere in the world, almost none of our…

Below are summaries of some basic principles you should understand when evaluating an investment opportunity or making an investment decision. Rest assured, this is not rocket science. In fact, you'll see that the most important principle …

What would you do with an extra $10,000? Maybe you'd pay off some debt, get rid of some college loans, or take a much-needed vacation. What if you suddenly had an extra million or 10 million or more? Whether you picked the right six number…

Your need for life insurance changes as your life changes. When you're young, you typically have less need for life insurance, but that changes as you take on more responsibility and your family grows. Then, as your responsibilities once a…

When you change jobs, you need to decide what to do with the money in your 401(k) plan. Should you leave it where it is, or take it with you? Should you roll the money over into an IRA or into your new employer's retirement plan? As you co…

Ask you’re five-year old where money comes from, and the answer you'll probably get is "From a machine!" Even though children don't always understand where money really comes from, they realize at a young age that they can use it to buy th…

Are you looking for ways to reach your financial goals in today's volatile market? Whether you’re saving for retirement, college for your kids or other needs, you may be unsure about what to do next or whether you can do anything at all. T…

You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you'll need to fund your retirement, Abney Associates Team A financial advisory practice of Ame…

You may have heard that IRAs and employer-sponsored plans (e.g., 401(k)s) are the best ways to invest for retirement. That's true for many people, but what if you've maxed out your contributions to those accounts and want to save more? An …

Selecting beneficiaries for retirement benefits is different from choosing beneficiaries for other assets such as life insurance. With retirement benefits, you need to know the impact of income tax and estate tax laws in order to select th…

A successful investor maximizes gain and minimizes loss. Though there can be no guarantee that any investment strategy will be successful and all investing involves risk, including the possible loss of principal, here are six basic princip…

If you have a 401(k) plan at work and need some cash, you might be tempted to borrow or withdraw money from it. But keep in mind that the purpose of a 401(k) is to save for retirement. Take money out of it now, and you'll risk running out …

Meeting with an Ameriprise financial advisor is an important first step. It's an opportunity to get to know an advisor and share your goals and dreams. You're under no obligation; your initial meeting with an Ameriprise financial advisor w…

Go out into your yard and dig a big hole. Every month, throw $50 into it, but don't take any money out until you're ready to buy a house, send your child to college, or retire. It sounds a little crazy, doesn't it? But that's what investin…